You Got Skills: Skill Up with GA's Transformative Education!

  • Finance your tuition + supplemental cost of living
  • One low, fixed interest rate for 3- and 5-year loans
  • No teaser rates nor cosigner trickery
  • No income, employment, nor educational criteria used in underwriting
  • Cosigner options available (only if you need them!)
  • No prepayment penalties // full repayment grace period
  • Calculate your monthly payments before starting your loan application
  • Eligible programs include UXDI, iOS Immersive, Web Development Immersive & Remote, Android Development Immersive & Data Science Immersive

Choose What Works For You

Borrow up to $23,250* (program tuition - $250 deposit + supplemental cost of living). Tuition max depends on city and program.

Make interest-only payments while in program and for 60 days following graduation. Example loan amounts and estimated payments below. Please see full terms at the bottom of the page.

Please note: Supplemental cost of living can only be added to max tuition financing.

Loan Amount (Examples) Term (Months) Interest Rate General APR* In-School Payments (Interest Only) Post-Graduation Payments
$16,000 36 7.99% 9.68% $110 $516
$16,000 60 9.99% 11.15% $137 $350

*General APR = Annual Percentage Rate. General APR shown on a 10-week program. The general APR that is charged for borrowing includes a 3.0% origination fee.

How It Works


Apply prior to or after your acceptance to an immersive GA program at an eligible campus.


Ease of application: Less than ten minutes to complete your online loan application. Receive provisional credit approval within minutes.


Skills Fund disburses your tuition financing directly to GA. Your supplemental cost of living will be mailed directly to you 21 - 28 days after program start.


Full repayment grace period: Your full loan payments start two months after you graduate.

Ready to start your loan application? Select your immersive program below:

Frequently Asked Questions

Do I qualify for a Skills Fund loan? ▾

We’ve worked with General Assembly to provide as many of their students as possible with access to competitive financing. As long as you meet the underwriting criteria, such as no recent bankruptcies nor history of default on any private or government student loan, you will most likely qualify for a Skills Fund loan.

How much can I borrow and for what specific uses? ▾

The maximum amount you can borrow will depend on your city and immersive program. You can finance your tuition (less $250 deposit) and your supplemental living stipend.

See below for a table of maximum amounts that can be borrowed.

Please note: UXDI's tuition will increase for all programs starting on / after October 1st to $13,500. Accordingly, you can finance up to $13,250 + applicable cost of living max for this program.

Additionally, supplemental cost of living can only be added to max tuition financing. Students are not eligible to finance only cost of living.

Program City Tuition Max Cost of Attendance Max
(Living Stipend)
Total Max Loan
Android Development New York City $13,250 $9,000 $22,250
Android Development San Francisco $13,250 $9,000 $22,250
Android Development Los Angeles $13,250 $7,500 $20,750
Android Development Washington D.C. $13,250 $9,000 $22,250
Android Development Austin $13,250 $7,500 $20,750
Android Development Atlanta $13,250 $7,500 $20,750
Android Development Boston $13,250 $9,000 $22,250
Android Development Chicago $13,250 $7,500 $20,750
Android Development Seattle $13,250 $7,500 $20,750
Android Development Denver $13,250 $7,500 $20,750
UX Design New York City $13,250 $7,500 $20,750
UX Design San Francisco $13,250 $7,500 $20,750
UX Design Los Angeles $13,250 $6,250 $19,500
UX Design Washington D.C. $13,250 $7,500 $20,750
UX Design Austin $13,250 $6,250 $19,500
UX Design Atlanta $13,250 $6,250 $19,500
UX Design Boston $13,250 $7,500 $20,750
UX Design Seattle $13,250 $6,250 $19,500
UX Design Chicago $13,250 $6,250 $19,500
UX Design Denver $13,250 $6,250 $19,500
Web Development New York City $13,250 $9,000 $22,250
Web Development San Francisco $13,250 $9,000 $22,250
Web Development Los Angeles $13,250 $7,500 $20,750
Web Development Washington D.C. $13,250 $9,000 $22,250
Web Development Austin $13,250 $7,500 $20,750
Web Development Atlanta $13,250 $7,500 $20,750
Web Development Seattle $13,250 $7,500 $20,750
Web Development Boston $13,250 $9,000 $22,250
Web Development Chicago $13,250 $7,500 $20,750
Web Development Denver $13,250 $7,500 $20,750
Data Science New York City $14,250 $9,000 $23,250
Data Science San Francisco $14,250 $9,000 $23,250
Data Science Los Angeles $14,250 $7,500 $21,750
Data Science Washington D.C. $14,250 $9,000 $23,250
Data Science Austin $14,250 $7,500 $21,750
Data Science Atlanta $14,250 $7,500 $21,750
Data Science Seattle $14,250 $7,500 $21,750
Data Science Boston $14,250 $9,000 $23,250
Data Science Chicago $14,250 $7,500 $21,750
Data Science Denver $14,250 $7,500 $21,750
iOS Development New York City $13,250 $9,000 $22,250
iOS Development San Francisco $13,250 $9,000 $22,250
iOS Development Los Angeles $13,250 $7,500 $20,750
iOS Development Washington D.C. $13,250 $9,000 $22,250
iOS Development Austin $13,250 $7,500 $20,750
iOS Development Atlanta $13,250 $7,500 $20,750
iOS Development Boston $13,250 $9,000 $22,250
iOS Development Chicago $13,250 $7,500 $20,750
iOS Development Seattle $13,250 $7,500 $20,750
iOS Development Denver $13,250 $7,500 $20,750

What is the deferment period? ▾

The deferment period is defined as the time you are attending the course, plus an additional two months after completion. Interest only payments are required during this period. After the deferment period ends, payments of principal and interest are required.

How much are interest payments during the deferment period? ▾

The interest only payments depend on how much you borrow; the less you borrow, the less you will pay.

For a 36-month $20,000 loan, the interest only monthly payment is approximately $137.

For a 60-month $20,000 loan, the interest only monthly payment is approximately $172.

Note that even though the 60-month loan has higher interest payments during the deferment phase, it has lower monthly payments during the 60 months full repayment phase than the 36-month loan.

Please see terms at the bottom of the page.

How and when do you disburse my supplemental cost of living?

Your supplemental cost of living will be mailed to you on Wednesday following your 21st day in program. You can expect to receive it roughly one month after program start.

Please note: Supplemental cost of living can only be added to max tuition financing. Cost of living cannot be financed separate from tuition.

Do I need a cosigner? ▾

If you do not meet the loan underwriting criteria, a cosigner will be needed. You can (1) apply individually, and should you not be approved, you can reapply with a cosigner, or (2) initiate your loan process with a cosigner.

Please note: we advise you to apply individually to begin, and should you not be credit approved, you may amend your application with a cosigner.

What information do I need to provide Skills Fund? ▾

During the loan application process, we will ask you for the following information:

  • Full name
  • Address
  • Email and other contact information
  • Social Security Number
  • Date of birth
  • Loan amount requested
  • Three personal references
  • Cosigner information (if applicable)

Will you check my credit? ▾

Yes, we will check your credit, including your credit score.

Will I get charged any fees for taking out this loan? ▾

You will be charged an origination fee of 3.0%. This amount will be added to the amount of tuition you borrow, and included in the total loan principal amount you finance. This fee helps cover the administrative fees associated with originating the loan and charged by our partner bank. See terms at bottom of page.

How can I apply for a loan? ▾

You will be provided a link to apply for a Skills Fund loan after you have been accepted to a full-time, immersive General Assembly program. You are also able to start your loan application prior to your acceptance by clicking on the program links below:

How do I know if I’ve been approved for a loan? ▾

Shortly after completing your loan application, you will receive credit approval details via a pop-up window in the application. If you are credit approved, your loan will then be certified by General Assembly. If you are not credit approved, you may amend your application with a cosigner.

How is my supplemental cost of living disbursed?

Your lump sum cost of living will be sent directly to the mailing address listed on your loan application 21 - 28 days after your program start date.

Questions? Reach out to Service@skills.fund.

How and when will I repay my loan? ▾

You will start paying interest on your loan roughly one month after your General Assembly program start date.

Two months post-graduation, you will start making full monthly payments (interest plus principal). This 60-day grace period helps you to keep your eye on finding the perfect job post-graduation.

Upon loan acceptance, we will provide you with several options for making payments, including automated payments.

Can I pay my loan faster than the initial term? ▾

Yes, you can prepay your loan at any time without penalty.

What happens to my loan if I drop out from my program? ▾

Regarding your tuition: You are responsible for the full amount you borrow plus accrued interest and fees. If you are owed a refund by General Assembly, the refund transaction will be made to Skills Fund in the amount of the refund due (but in no event greater than what that we paid to General Assembly on your behalf). If there is a balance on your loan after any applied refund, you will be required to immediately start making monthly payments for the balance.

Regarding your cost of attendance: You are responsible for returning these funds to Skills Fund. If there is a balance on your loan after any applied refund, you will be required to immediately start making monthly payments for the balance.

Who is Skills Fund? ▾

Skills Fund's mission is simple: we transform student lives and careers by accelerating the growth of and access to high-quality skills education. With a team of leaders in student lending, higher education and consumer protection, Skills Fund pulls upon extensive expertise to create a financing platform that is transparent, fast, and offers students financial flexibility.

Skills Fund believes bootcamps, lenders, and industry should share in ensuring student success - and that’s what we’re working daily to make happen. Read our Manifesto here.

How do I ask more questions not covered in this FAQs section? ▾

We are more than happy to answer any additional question you might have. Just fill the form below and we will be in touch soon!

Interest Rates

Skills Fund Loan 36 Month Loan 60 Month Loan
Cosigners Note: Up to 1 cosigner might be required in some instances.
Origination Fee 3.0% of loan requested (1)
Interest Rate(2) Fixed
Capitalization of Interest None, since interest payments are mandatory 30 days after the loan is disbursed
Payments Required While Enrolled? Yes, monthly interest payments only
Separation Period (after the in-school period and before interest and principal repayment begins) Two months after official graduation (3)
Note: interest-only payments required while enrolled
Principal and Interest Repayment Term 36 months (3 years) 60 months (5 years)

This example shows the monthly payments of a $10,000 interest-only Skills Fund loan for an eligible General Assembly program:

Example on a $10,000 loan 36 Month Loan 60 Month Loan
General Annual Percentage Rate 9.61% (4) 11.12% (5)
Finance Charge (the dollar amount the credit will cost you) $1,961 (4) $3,556 (5)
Interest-Only Monthly Payment $69 (4) $86 (5)
Monthly Payment $323 (4) $219 (5)
  • (1) The 3.0% origination fee is assessed to all loans, and is added to the principal request, so for example, requesting $10,000 will result in a $300 origination fee that will be added to your loan balance and increase the amount you will accrue interest against to $10,300.
  • (2) Interest rates are fixed and never vary.
  • (3) Graduation dates are determined by the school, and full repayment begins 2 months after that date.
  • (4) General Annual Percentage Rate (APR): finance charge and monthly payments are based upon borrowing $10,000, a 3.0% origination fee, paying interest on the loan for 5 months while enrolled in the program and 2 months of grace, then the 36 month principal and interest period.
  • (5) General Annual Percentage Rate (APR): finance charge and monthly payments are based upon borrowing $10,000, a 3.0% origination fee, paying interest on the loan for 5 months while enrolled in the program and 2 month of grace, then the 60 month principal and interest period.